Friday, November 10, 2017

God permits trading but forbids usury – Pt 2 - Quran Chapter 2- 275 (Pt-3, Stg-1) (L-346) - درس قرآن


Quran Chapter 2- 275 (Pt-3, Stg-1) (L-346) - درس قرآن

God permits trading but forbids usury – Pt 2

Surah ‘Al-Baqarah (The Cow) – Chapter – 2)

‘A-‘uu-zu  Billaahi minash-Shay-taanir- Rajiim. 
(I seek refuge in God from Satan the outcast)
 
Bis-Millaahir-Rah-maanir-Rahiim.

(In the name of God, the Beneficent, the Merciful)

ٱلَّذِينَ يَأْكُلُونَ ٱلرِّبَوٰا۟ لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ ٱلَّذِى يَتَخَبَّطُهُ ٱلشَّيْطَٰنُ مِنَ ٱلْمَسِّ ذَٰلِكَ بِأَنَّهُمْ قَالُوٓا۟ إِنَّمَا ٱلْبَيْعُ مِثْلُ ٱلرِّبَوٰا۟ وَأَحَلَّ ٱللَّهُٱلْبَيْعَ وَحَرَّمَ ٱلرِّبَوٰا۟ فَمَن جَآءَهُۥ مَوْعِظَةٌ مِّن رَّبِّهِۦ فَٱنتَهَىٰ فَلَهُۥ مَا سَلَفَ وَأَمْرُهُۥٓ إِلَى ٱللَّهِ وَمَنْ عَادَ فَأُو۟لَٰٓئِكَ أَصْحَٰبُ ٱلنَّارِ هُمْ فِيهَا خَٰلِدُونَ 275

Before revelation of the verse that “Usury is unlawful and forbidden”, Allah Almighty had explained about the excellence of alms and charity. Because gentleness arises in the matters of the poor due to alms and charity, and disgust is born against impoliteness. Many evils are removed, feelings of morality, politeness, faithfulness, causing to gain others and passion to serve the humankind spring up. Therefore, their importance was described by unfolding them.

Now the description about unlawfulness of the Usury begins. It is entirely opposite to the charity and alms. If the politeness increases due to charity, then cruelty increases due to Usury. Hence, the recitation of unlawfulness and forbidden state of Usury has come immediately after making mention about excellence of alms and charity, which is utmost suitable and opportune at its place.    

It has been explained in this verse that on the Day of Resurrection, Usurers will not be able to stand upright at the time of getting up from their graves. Rather, they will suffer staggering with difficulty like insane and mad. We can see entirely same scene in this world. Moneylenders and bankers become lunatic by following the money. It seems that any demon or ghost has closed them by winding round. They think about the Usury every time.

Allah Almighty has mentioned the reason also about the people fallen into this condition on the Doomsday. They say, “Trade is just like Usury”, as financial profit is intent in trading, just as this financial gain also remains in view in the Usury/interest. While Trading is permitted then why the Usury is forbidden, whereas they do not know that morally and economically; the difference between Trade and Usury is too much as the difference between the sky and the earth. The moneylender gets fixed amount of Usury in each condition without fear of loss and doubt. Opposite to this; apprehension of both remains ‘profit or loss’ in Trading, and the Merchant have to spend time, hardworking and brain etc. to save himself from the loss. Afterwards the Trade ends or becomes short, but Usury increases along with delay and duration. Up to this stage, that usually, the Borrower reaches the condition of ruin and destruction.

If we consider a little thoughtfully about the reality of Usury, then a question will arise, “Hindmost this retaliation is of which thing? What is this ultimate except most ill looking of hanging-on? In view of this entire badness, Allah Almighty has forbidden the Usury/Interest for advisability and betterment of the humanity. In brief, its evils are as under:

Hardheartedness arises in the Usurer. His greed increases. Due to wealth’s coming in hand without hardworking, indolence and laziness grows. Unevenness also comes due to spending the gratis wealth, and this wealth is wasted in luxuries. Habit of selfishness is born. Stinginess and reciprocal enmity runs over. Destruction and disgrace of indebted person exist beside also.

Allah Almighty commanded excusing the people that the person who refrains after listening to the advice and order of determining the Usury as unlawful, his previous Usury will be forgiven. But who will not refrain, he will be burnt in the Fire of Hell for ever.   

The people of the world changed the names of Usury. But, how its badness and results can be changed? We, the Muslims need special attention to see into this matter. Otherwise, Law of Islam will suffer a stain due to our behavior and we shall not be able to escape ourselves from these badness.

Transliterated Holy Qur’an in Roman Script & Translated from Arabic to English by Marmaduke Pickthall, Published by Paak Company, 17-Urdu Bazaar, Lahore, Lesson collected from Dars e Qur’aan published By Idara Islaah wa Tableegh, Lahore (translated Urdu to English by Muhammad Sharif). https://youtu.be/Zi7aRKGYkT8

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